Statement analyzer
See exactly what you are overpaying.
Your effective rate is two numbers wearing one mask: the card's real cost, and your processor's cut. Send your last statement and a specialist pulls them apart, so you see the markup next to a flat dime, and exactly where you could lower your credit card processing fees. If your rate is already strong, we tell you to stay.
Your statement goes straight to a specialist at 1st Bankcard Services, who reads it and calls you with your numbers.
What you get back
$80,000 / mo · 1,600 transactions
Your rate now
2.95%
Interchange + a dime
2.15%
Left of the line is interchange, the card cost no one avoids. The solid block to the right is the markup. That is the only thing that changes.
You would save about
$640 every month
Nothing stored
We process your file in memory and never write it to disk or store it. A specialist reads it to build your breakdown, then it is gone.
Exact or estimate, labeled
If your statement itemizes interchange, your result is exact. If it hides interchange, we estimate and show the assumption. We never fake precision.
Honest when you win
If interchange plus a dime would cost you more, we say so plainly and tell you to stay. Our one other charge is a yearly PCI compliance fee, shown in writing before you sign. Your rate can still drift elsewhere later, and ours cannot.